Your favorite D'DASS products just became more affordable! Introducing the No Cost EMI offer on the whole range of ddassstore.com products. With No Cost EMI offer, you get:

0% Interest charges! | Choice of 3 or 6 month EMI plans | Support for the following credit cards

Frequently Asked Questions

No Cost EMI is an offer by which you pay your EMI provider only the product price, equally divided over your repayment timeline. For example, if you buy a INR 12,000 product at a 3 month tenure, you will pay your EMI provider INR 4,000 every month for 3 months, amounting to a total of INR 12,000*

 

NoCost EMI is available on credit cards from all major banks (Axis Bank, ICICI Bank, HDFC Bank, SBI, IndusInd Bank, Yes Bank, Kotak Bank, RBL, HSBC, Standard Chartered)

ddassstore.com will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI. ddassstore.com bears the cost of the EMI to facilitate your seamless purchase

No cost EMI is available on all products on the website given that the cart value is more than INR 10,000

Yes, your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your purchase, effectively giving you the benefit of a No Cost EMI*

Your EMI provider will take 3-5 working days to process your EMI. Once done, your EMI will be charged on a monthly basis, as per your credit card billing cycle or payment instructions with your EMI provider. Please check with your provider for specific details.

For all orders worth between INR 10,001 and INR 20,000, the 3 month EMI option is available. For all orders equal to or more than INR 20,001, both 3 and 6 month EMI options are available

Terms and Conditions:

For the purpose of these terms and conditions, wherever the context so requires, “you” and “your” shall relate to any natural or legal person who has opted for payment in equated monthly installments (“EMI“) pursuant to payments made by credit cards (“EMI Offer“) for making any purchase(s) on DDASSSTORE.COM.

By availing the EMI Offer, you are agreeing to and accept the terms and conditions set out herein:

  • The EMI Offer is being offered uniformly, on all the products listed on the DDASSSTORE.COM Website. The EMI Offer does not amount to a waiver by any bank or financial institution on the interest component of the equated monthly installments being paid by you. However, this interest charge has been provided to you as an upfront discount at the time of your purchase, effectively giving you the benefit of a No Cost EMI
  • You agree and confirm that you will need to pay applicable EMI and interest on the total value of the order at the time of payment to the bank, in accordance with the terms applicable to the credit card through which you undertake the transaction.
  • The discretion to process payment lies with the bank that has issued the credit card being used by you for the transaction. DDASSSTORE.COM will have no obligation or liability in the event the bank refuses to process the transaction, for any reason whatsoever
  • You agree that in the event you fail to make timely payments of EMI, there may be additional interests or penalties which may be levied by the bank, and you shall be solely liable to pay any such additional interests and penalties, if any
  • The EMI Offer is currently valid for EMIs having a tenure of 3 (three) months and 6 (six) months only. The EMI Offer is facilitated by selected banks only, as displayed on the No Cost EMI Offer page
  • The minimum cart value to avail the EMI Offer payment option is INR 10,000 (Rupees Ten Thousand Only)
  • Any returns or cancellations will be as per DDASSSTORE.COM’s returns and cancellation policy, available for viewing on the Website. In the event of any return of the product for which payment was made using the EMI Offer (“Purchased Product“), or refund of the amount paid by you pursuant to the EMI Offer in an EMI transaction, the interest already charged by the relevant bank will NOT be refundable
  • DDASSSTORE.COM will not charge a processing fee for availing the EMI Offer. However, the relevant bank may charge processing fees or cancellation charges as per their internal policies. Such charges shall be paid by you to the relevant bank and DDASSSTORE.COM will have no liability or obligation to refund such charges in the event of return of the Purchased Product or cancellation of the orders placed on the Website
  • We request you to consult your bank or card issuer on the mechanics of cancellations, refunds or pre-closures affecting the terms of the EMI offered, and the details of the interest or cancellation charges that may be levied for the same
  • DDASSSTORE.COM retains the right to modify or cancel these terms and conditions and the EMI Offer at its sole discretion at any time with no further notice
  • You understand and agree that there may be a constraint on the number of transactions or purchases on a specific credit card, based on the transaction limits set by the issuing bank. You confirm that you shall abide by the terms and conditions as may be applicable on the credit card being used by you.
  • You may be charged GST or other applicable taxes by your bank for the transactions undertaken using the credit cards issued by such bank.